Commercial and Agricultural Loans

Secured Commercial

• Used for business expense to purchase equipment, inventory, etc.
• Collateral can be any part of business' or person's assets
• Terms customized to individual needs
• Gives additional working capital for business operation

Line of Credit

• Available as Revolving or Non-Revolving
• Provides even cash flow during slow business cycles
• Revolving works as a one-time loan that can be paid down and reused
• Rates based on economic and monetary conditions
• Terms based on collateral, risk, account balances

Ag Secured

• Used for operating expenses, equipment purchase, livestock, feed, etc.
• Collateral any part of farm's or borrower's assets
• Custom terms to individual needs
• Rates based on economic and monetary conditions
• Terms based on collateral, risk, account balances

Ag Line

• Available as revolving or non-revolving
• Purchases made without a trip to bank each time
• Provides additional working capital
• Revolving requests can be made by telephone
• Rates based on economic and monetary conditions
• Terms based on collateral, risk, account balances

Commercial/Ag Real Estate

• Available to any sole proprietorship, partnership or corporation
• Secured by commercial real estate
• Funds for purchase or refinance
• Facilitates economic growth
• Rates based on economic and monetary conditions
• Terms based on collateral, risk, account balances