NOTICE OF CHANGE IN TEMPORARY FDIC INSURANCE

COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000.00 available to depositors under the FDIC's general deposit insurance rules.

The term "non interest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes interest on Lawyers Trust Accounts ("10LTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

UINTA BANK is a community bank dedicated to providing quality service and products to our customers. Every member of our Board of Directors has a personal interest in our community.

As a community bank, we are able to work closely with you, tailoring our products and services to meet your needs. At UINTA BANK, we are blending the technological tools of today with the personal service traditions of yesteryear, always mindful of our commitment to our customers and the communities we serve. We want to be your financial partner.

At UINTA BANK we believe the difference is service and we strive to make a difference every day, in every way.